Like Wow, Wipeout!

The classic Australian rock group Hoodoo Guru’s song from the mid 80’s pretty much captures the nature of the current financial crisis. As a result of this mayhem there is now little doubt that we are about to enter a major down turn. How far down, no one really knows. But what [...]

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When you talk to people about innovation, the conversation has a habit of always drifting to ideas, developing ideas and the search for the ‘big idea’. The idea that will make them rich, bust up the competition and rearrange the market as we know it.
Within many of the large corporates ‘innovation’ invariably ends up [...]

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I had an interesting discussion today with a colleague on the plight of the financial services industry. He was of the opinion, and we were talking about retail consumer finance, that the market was mature and as a result, there wasn’t much opportunity for new growth.
“How many more credit cards do people really need?” he [...]

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